Finance

Loan Process – How much can you afford?

One of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home – including how we write the offer, which mortgage programs you will qualify for, shopping for the best mortgage loan and which homes are truly in your price range.

 

Below you will find my preferred lenders who can help you get started with the loan process and get you pre-approved.

 

 

Denise Lott – Draper and Kramer Mortgage Corp

With more than 20 years in the financial services industry, Denise considers herself a dedicated, knowledgeable and caring mortgage loan originator. She is proficient in all aspects of residential loans and has vast experience with first time home buyer programs, condos and coops, jumbo loans, FHA, VA and other programs. In this ever-changing lending environment, Denise stays current with the changes and regulations and uses her knowledge to educate her borrowers and referral partners throughout the home financing process to ensure a smooth transaction from application to closing. Denise prides herself on bringing constant value and unparalleled service to all the partners she works with in the course of her position. For Denise, it’s not about the loan, it’s about people and having the opportunity to be a part of one of their major life events. She has built a career based on referrals and the best compliment that can be received is referrals from past clients and professional partners.

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Brian Coghill – Homeowners Mortgage

Brian Coghill

With Homeowners Mortgage Enterprises Inc you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  •   Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  •   Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  •   Jumbo, Portfolio & Investor Products
  •   FHA / VA / USDA

We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

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*As a Courtesy to our customers and clients, we provide names and contact information for vendors purely as a resource. Our company & agents are  not affiliated with any of these vendors in anyway, and our company or agents are  neither recommending nor endorsing any of these particular vendors. Our Company makes no representations, warranties or guarantees regarding any work or products of these vendors.